Procrastination is like a Credit Card: It’s a lot of fun until you get the bill. – Christopher Parker
Inflation and recession along with fluctuating wages, essential and compulsive spending and poor saving habits has caused many would be first time home buyers to reconsider that home purchase. Even worse stopping them all together in planning for it — thus putting that dream purchase further out of reach.
It has also caused many new homeowners to find themselves in over their heads financially. According to statistics, nearly 30% of new homeowners are behind on their mortgage payments, and even more are facing foreclosure or bankruptcy. If this sounds familiar, you are not alone.
No matter what your circumstances are, the key to improving your financial situation is having a well executed Credit and Debt Management Plan. Starting with setting up secured and unsecured lines of credit or a pass book savings account to boost your credit score. So you can begin the process of developing the type of credit roadmap you’ll need to get your finances where you want them to be.
Here is where Empowers Credit & Debt Management (ECDM) services can facilitate you in doing that and more like;
- Maintain an efficient budget that seamlessly reduces un-necessary spending while supporting your savings goals to stay ahead
- Plan for a large purchase; like that over do vacation, new car, boat or home
- Learn to effortlessly maintain your current mortgage or finally buy that investment property that once was out of your reach
- Understand how lending money generates you substantial interest income
Think you can’t afford it? If you’re reading this, we know that you don’t have room in your budget for another bill. Contact us to discuss your options — you’ll be glad you did.
Be managed to
- Establish Credit
- Maintain Budgets
- Control Spending
- Repair Credit
- Increase Income
- Build Savings
- Rebuild Credit
- Resolve Debt
- Financial Stability
- Home Ownership
- Increase Credit
- Interest Income
- Foreclosure Bailout
- Avoid Bankruptcy
- Rebuild After Bankruptcy
- Solve Student Loan Debt
- Plan to Retire Early
- Housing After Foreclosure